For producers only
How It Works
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2
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30 min underwriting
0% medical declinations
High commissions
Perfect for your Medicare clients
Be your client’s hero
24/7 access to our reps to support your sales journey
Great accumulation product
Guaranteed LTC coverage
Earn additional LTC benefits for living a healthy lifestyle
No medical exams
No use-it-or-lose-it
Low fees
Tax benefits on LTC spend
No receipts required
Bridge Overview
Learn more about Bridge - The magic combination of a great product, easy process and strong compensation.
Fixed Index Annuity
Participate in Market Gains, Not the Losses & provides the opportunity for tax-deferred growth of your premium.
Long-Term Care Rider
Long-Term Care Rider pays tax-free* benefits if you need long-term care services
NeverStop Wellness Rewards Program
Helps your client maintain a healthy, independent lifestyle – with participation incentives
* For licensed insurance producers only -- tax benefits are subject to IRS rules. We do not offer tax advice, please seek tax advice from your tax advisor
What Experts Say
Jim Silbernagel
CFP, LUTCF
“NeverStop is an industry innovator. [They have] developed an outside-the-box solution that will differentiate you from the competition and endear you to your clients.”
Tom Hegna
CLU, CHFC, CASL
“I can’t imagine why someone wouldn’t want to offer NeverStop to their clients!”
Chris Cox
Certified Senior Advisor (CSA)
“This product gives you the opportunity to thrive, to bring something to the table that other people are not bringing.”
What Customers Say
Clients star rating 4.6
Patricia
71 female, CO
"The Ally who worked with me was very patient and understanding. She made the process very easy!"
ED
75 male, TN
"I think the process was well done. Not as invasive as I thought it was going to be. Thank you and God Bless you all."
Teal
65 female, CO
"Very patient representative that handled my test this morning."
David
66 male, FL
"The evaluation was fun."
Brenda
69 female, SC
"Very easy process."
Adjusting to life’s big transitions
Making smart choices for longterm health
FAQs
How quick is underwriting?
The underwriting session is designed to to take approximately 30 minutes from start to finish.
What should my clients expect during the underwriting session?
The underwriting session is done via a video call with the applicant being asked to perform a short series of physical and cognitive tests. This test is designed to last on average 30 minutes.
Is approval for Bridge long-term care coverage guaranteed?
Yes, with Bridge by EquiTrust, everyone is approved for long-term care coverage*. And Bridge offers three underwriting classes, Preferred, Standard and Secure), allowing every applicant to purchase a contract if they meet annuity suitability requirements.
Is there a field underwriting guide?
No there isn’t. Because Bridge offers guaranteed approval for long-term care coverage*, all applicants are encouraged to apply, regardless of current or past medical conditions.
I have questions. Who can I speak with?
Click here to speak with Norm Levy, the NeverStop business leader who can answer all of your sales, distribution and product questions.
What are the min/max ages I can sell this to a client?
Bridge can be purchased by applicants between 55-80.
What states is this available in?
Bridge is currently available in 43 states and the District of Columbia. For the updated list, click here.
What's the average commission for a Bridge policy?
The average commission per policy is $10k.
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