FOR PRODUCERS ONLY

Book Strategy Call

FOR PRODUCERS ONLY

Book Strategy Call

FOR PRODUCERS ONLY

Book Strategy Call

An Annuity without Long-Term Care is only half the story

Protect your client’s retirement and the risk that can wipe it out, while unlocking ~$10k average commissions per case.

Book Strategy Call

15-20 min call

Get the agent toolkit & positioning

See where it fits in your book

An Annuity without Long-Term Care is only half the story

Protect your client’s retirement and the risk that can wipe it out, while unlocking ~$10k average commissions per case.

Book Strategy Call

15-20 min call

Get the agent toolkit & positioning

See where it fits in your book

An Annuity without Long-Term Care is only half the story

Protect your client’s retirement and the risk that can wipe it out, while unlocking ~$10k average commissions per case.

Book Strategy Call

15-20 min call

Get the agent toolkit & positioning

See where it fits in your book

Trusted by Top IMO’s & BGA’s
Trusted by Top IMO’s & BGA’s
Trusted by Top IMO’s & BGA’s

Long-term care is retirement’s biggest blind spot, costlier than inflation or downturns

Impact of adverse scenarios on the average retiree's annual spending power

10% Inflation Shock
10% Inflation Shock
20% Market Downturn
LTC Event
LTC Event

-$6,188

-$6,188

-$10,520

-$10,520

-$24,359

-$24,359

* This analysis is informed by U.S. Bureau of Labor Statistics data on income and spending in retirement. The representative LTC event reflects national average LTC costs of care. Industry standard assumptions for inputs such as market growth and cost inflation are used.

Meet Bridge® by EquiTrust

For years, Long-Term Care insurance just didn’t fit. That’s finally changed - with Bridge - a fixed index annuity with long term care benefits.

Bridge® by EquiTrust is the only fixed index hybrid annuity with 100% guaranteed approval for long-term coverage¹ on the market today*—no one is declined in underwriting. No field exams, instant approval.

PLUS:

  • Simplified underwriting (No MIB, no build chart), three classes

  • Potential for more than 3X benefits with Coverage Ratios

  • Tax-free benefits for qualified LTC services (subject to IRS daily maximum)

  • Indexed annuity growth and principal protection

  • Robust wellness program—Clients who participate can potentially increase LTC coverage up to 15%²  

Easier approvals. More closes. Bigger cases.

Close More.
Earn More.
Stand Out.

Book Strategy Call

Book Strategy Call

Book Strategy Call

Jim Silbernagel
CFP, LUTCF

Jim Silbernagel
CFP, LUTCF

Jim Silbernagel
CFP, LUTCF

“NeverStop is an industry innovator. [They have] developed an outside-the-box solution that will differentiate you from the competition and endear you to your clients.”

“NeverStop is an industry innovator. [They have] developed an outside-the-box solution that will differentiate you from the competition and endear you to your clients.”

“NeverStop is an industry innovator. [They have] developed an outside-the-box solution that will differentiate you from the competition and endear you to your clients.”

Tom Hegna
CLU, CHFC, CASL

Tom Hegna
CLU, CHFC, CASL

Tom Hegna
CLU, CHFC, CASL

“This product gives financial professionals the opportunity to deliver tremendous immediate and long-term value to their clients by combining the benefits of a wellness program with long-term care coverage.”

“This product gives financial professionals the opportunity to deliver tremendous immediate and long-term value to their clients by combining the benefits of a wellness program with long-term care coverage.”

“This product gives financial professionals the opportunity to deliver tremendous immediate and long-term value to their clients by combining the benefits of a wellness program with long-term care coverage.”

Chris Cox
Certified Senior Advisor (CSA)

Chris Cox
Certified Senior Advisor (CSA)

Chris Cox
Certified Senior Advisor (CSA)

“This product gives you the opportunity to thrive, to bring something to the table that other people are not bringing.”

“This product gives you the opportunity to thrive, to bring something to the table that other people are not bringing.”

“This product gives you the opportunity to thrive, to bring something to the table that other people are not bringing.”

When would you like to chat with us?

You can easily schedule a call or book a Zoom meeting with one of our experts at your convenience

Phone

Zoom

Phone

Zoom

Phone

Zoom

FAQs

Common Questions We Get

How quick is underwriting?

The underwriting session is designed to to take approximately 30 minutes from start to finish.

What should my clients expect during the underwriting session?

The underwriting session is done via a video call with the applicant being asked to perform a short series of physical and cognitive tests. This test is designed to last on average 30 minutes.

Is approval for Bridge long-term care coverage guaranteed?

Yes, with Bridge by EquiTrust, everyone is approved for long-term care coverage*. And Bridge offers three underwriting classes, Preferred, Standard and Secure), allowing every applicant to purchase a contract if they meet annuity suitability requirements.

Is there a field underwriting guide?

No there isn’t.  Because Bridge offers guaranteed approval for long-term care coverage*, all applicants are encouraged to apply, regardless of current or past medical conditions.

How quick is underwriting?

The underwriting session is designed to to take approximately 30 minutes from start to finish.

What should my clients expect during the underwriting session?

The underwriting session is done via a video call with the applicant being asked to perform a short series of physical and cognitive tests. This test is designed to last on average 30 minutes.

Is approval for Bridge long-term care coverage guaranteed?

Yes, with Bridge by EquiTrust, everyone is approved for long-term care coverage*. And Bridge offers three underwriting classes, Preferred, Standard and Secure), allowing every applicant to purchase a contract if they meet annuity suitability requirements.

Is there a field underwriting guide?

No there isn’t.  Because Bridge offers guaranteed approval for long-term care coverage*, all applicants are encouraged to apply, regardless of current or past medical conditions.

How quick is underwriting?

The underwriting session is designed to to take approximately 30 minutes from start to finish.

What should my clients expect during the underwriting session?

The underwriting session is done via a video call with the applicant being asked to perform a short series of physical and cognitive tests. This test is designed to last on average 30 minutes.

Is approval for Bridge long-term care coverage guaranteed?

Yes, with Bridge by EquiTrust, everyone is approved for long-term care coverage*. And Bridge offers three underwriting classes, Preferred, Standard and Secure), allowing every applicant to purchase a contract if they meet annuity suitability requirements.

Is there a field underwriting guide?

No there isn’t.  Because Bridge offers guaranteed approval for long-term care coverage*, all applicants are encouraged to apply, regardless of current or past medical conditions.

Join other successful advisors who are transforming the way they serve clients with Bridge® by EquiTrust.

Book Strategy Call

Book Strategy Call

Book Strategy Call