FOR PRODUCERS ONLY

70% of adults over 65 will need LTC services or support. Are you prepared to meet this HUGE untapped market?

THE SMARTEST ADVISORS KNOW: MOST RETIREMENT PORTFOLIOS MISS THE BIGGEST RISK.

You've protected your client's retirement. One risk can still wipe it out.

An Annuity without Long-Term Care is only half the story.

For years, Long-Term Care insurance just didn’t fit. That’s finally changed. Be there for your clients with truly holistic retirement planning that deepens relationships.

See the impact of adverse scenarios on the average retiree's annual spending power:

Scenario

Scenario

10% Inflation Shock

-$6,188

20% Market Downturn

-$10,520

LTC Event

-$24,359

* This analysis is informed by U.S. Bureau of Labor Statistics data on income and spending in retirement. The representative LTC event reflects national average LTC costs of care. Industry standard assumptions for inputs such as market growth and cost inflation are used.

MEET BRIDGE® BY EQUITRUST

A fixed index annuity with long term care benefits.

A fixed index annuity with long term care benefits.

  • No Declinations¹: Every qualified client is approved.

  • Use-it-or-don’t-lose-it design: Your savings are yours whether you need LTC or not.

  • On-the-spot underwriting: One live conversation to get a decision, no medical records required.

  • $10k average commission: Street commission, per case.

  • No Declinations¹: Every qualified client is approved.

  • Use-it-or-don’t-lose-it design: Your savings are yours whether you need LTC or not.

  • On-the-spot underwriting: One live conversation to get a decision, no medical records required.

  • $10k average commission: Street commission, per case.

"No plan is complete without accounting for Long Term Care, and it is the one thing most people forget about that can completely wipe out their portfolio."

~ Tom Hegna, CLU, CHFC, CASL

© 2025 Longevity Planners Insurance Agency, LLC. All Rights Reserved.

¹Must pass annuity suitability requirements. Guarantees based on the claims-paying ability of EquiTrust Life Insurance Company. Bridge contract issued on Form Series ICC12-ET-EIA-2000(01-12) or ET-EIA-2000(12-21). Long-Term Care Rider issued on ET-LTC(01-24). NeverStop Wellness Rider issued on ET-WEL(01-24). Products underwritten, issued and distributed by EquiTrust Life Insurance Company, West Des Moines, Iowa.