For producers only

Tom Hegna
CLU, CHFC, CASL
The smartest advisors know:
Most retirement portfolios miss the biggest risk.
Impact of adverse scenarios on the average retiree's annual spending power
20% Market Downturn
* This analysis is informed by U.S. Bureau of Labor Statistics data on income and spending in retirement. The representative LTC event reflects national average LTC costs of care. Industry standard assumptions for inputs such as market growth and cost inflation are used.
The need for LTC insurance is a HUGE untapped market. Are you prepared to meet it?
For years, Long-Term Care insurance just didn’t fit. That’s finally changed -
Meet Bridge® by EquiTrust

Testimonials
Trusted By Leading Experts

Jim Silbernagel
CFP, LUTCF
“NeverStop is an industry innovator. [They have] developed an outside-the-box solution that will differentiate you from the competition and endear you to your clients.”

Tom Hegna
CLU, CHFC, CASL
“This product gives financial professionals the opportunity to deliver tremendous immediate and long-term value to their clients by combining the benefits of a wellness program with long-term care coverage.”

Chris Cox
Certified Senior Advisor (CSA)
“This product gives you the opportunity to thrive, to bring something to the table that other people are not bringing.”
Everything You Need To Start Selling

Marketing Tools
Help clients visualize the benefits and see why protecting their future is easier - and more rewarding - than they think.

Business Coaching & Strategy
We help you focus on real KPIs, repeatable systems, and long-term growth - not just gut instincts.

Turnkey LTC Workshop*
Host your own high-impact client education event - re-engage past leads or introduce a fresh message to new prospects.
* Available upon request
FAQs
Common Questions We Get
How quick is underwriting?
The underwriting session is designed to to take approximately 30 minutes from start to finish.
What should my clients expect during the underwriting session?
The underwriting session is done via a video call with the applicant being asked to perform a short series of physical and cognitive tests. This test is designed to last on average 30 minutes.
Is approval for Bridge long-term care coverage guaranteed?
Yes, with Bridge by EquiTrust, everyone is approved for long-term care coverage*. And Bridge offers three underwriting classes, Preferred, Standard and Secure), allowing every applicant to purchase a contract if they meet annuity suitability requirements.
Is there a field underwriting guide?
No there isn’t. Because Bridge offers guaranteed approval for long-term care coverage*, all applicants are encouraged to apply, regardless of current or past medical conditions.
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